Safeguard yourself against catastrophic expenses without breaking the bank
INTERNATIONAL STUDENT TRAVEL INSURANCE
When you travel outside your home country, your domestic health insurance may either fail to provide sufficient coverage or not cover you at all.
In contrast, international travel medical insurance offers:
round-the-clock emergency assistance
medical evacuation and repatriation to the US
payment guarantees to hospitals
optional coverage for trip interruption and cancellation
INTERNATIONAL TRAVEL INSURANCE OPTIONS
Bronze Option
IMG Essential Plan
NO Medical coverage
$2,000 Travel Delay
Trip Cancellation & Interruption ONLY
Coverage Type: Excess Only
Gold Option
Preferred!
IMG SE Plan
$250,000 medical
$500,000 medical evac/repatriation
COVID 19 covered as any other medical illness
Trip Cancellation
Trip Interruption up to 150% of trip cost
$1,500 Baggage
$2,000 Travel Delay
Coverage Type : PRIMARY
Silver Option
IMG Lite Plan
$100,00 medical
$500,000 medical evac/repatriation
COVID 19 covered as any other medical illness
Trip Cancellation
Trip Interruption up to 125%
$750 Baggage
$500 Travel Delay
Coverage Type: Secondary
Most USA domestic health plans will not cover outside the USA, and certainly won't cover for medical evacuation. For a few extra dollars it makes sense to choose the highest level of coverage (the Gold option) $250,000 (primary) and $500,000 medical evacuation/repatriation.
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Bronze Option - IMG Essential Plan
Highlights
Limited travel protection with cost-effective coverage
Trip cancellation benefit up to 100% of trip cost
Trip interruption benefit up to 125% of trip cost
$2,000 for travel delay
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Silver Option -IMG Lite Plan
Highlights
Trip cancellation benefit up to 100% & interruption benefit up to 125% of trip cost
COVID-19 covered same as any other illness
$100,000 medical coverage for unexpected illnesses & accidents while abroad
$500,000 coverage for emergency medical evacuation
Travel delay coverage up to $500 after delay of 12 hours
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Gold Option - IMG SE Plan
Highlights
Trip Cancellation benefit up to 100% of trip cost
Trip interruption benefit up to 150% of trip cost
$250,000 medical coverage for unexpected illnesses & accidents while abroad
COVID-19 covered same as any other illness
$500,000 coverage for emergency medical evacuation
Travel delay coverage up to $2,000 after delay of 12 hours